Find answers to common questions about loans, insurance, investments, and our process.
Eight common questions — no jargon, no deflection, just honest answers from our advisors.
Yes. Build Strong Financial is registered and operates in compliance with all applicable federal and state regulations. Our advisors hold Series 7, Series 66 and state insurance licenses. We partner with SEC-registered investment advisors and FDIC-member banks for custodial services.
Pre-approvals for personal and auto loans typically take 24 hours. Mortgage pre-approvals take 1-3 business days. Business loans fund within 5-7 business days. Final timing depends on documentation completeness and underwriting review — your advisor will give you a specific timeline after your discovery call.
Our advisory fee starts at 0.65% of assets under management for accounts above $250K, scaling down to 0.45% for accounts over $2M. There are no commissions, no load fees, and no hidden charges. Underlying fund expense ratios are disclosed transparently in your quarterly statements.
Yes. We are licensed to write insurance policies in all 50 states and the District of Columbia. Our carrier network includes 40+ top-rated providers, allowing us to find coverage regardless of where you live. Bundling discounts apply nationwide.
Our managed investment portfolios require a $25,000 minimum. Self-directed brokerage accounts have no minimum. Gold IRA investments start at $5,000. Wealth Management services require $1M in investable assets. We'll always recommend the right entry point for your situation.
We use 256-bit AES encryption for all data in transit and at rest, multi-factor authentication for account access, and SOC-2 Type II compliant infrastructure. We never sell your data to third parties. Our privacy practices are audited annually by an independent cybersecurity firm.
Absolutely. We want you with an advisor whose style matches yours. Just call our client services line and we'll facilitate a transition within 48 hours — no awkward conversations, no questions asked. Your accounts and strategy move seamlessly with you.
Three things: (1) We are fiduciaries — legally bound to act in your best interest, unlike bank representatives who may earn commissions on product sales. (2) We consolidate loans, investments, insurance and tax strategy under one advisor — not five different departments. (3) We answer the phone. Always.